Academy of Financial Services Proceedings

                                    Las Vegas, NV

                                         October, 2011

            Click here to view the entire 2011 Program

(A1)  An Age-Based, Three Dimensional, Universal Distribution Model Incorporating Sequence Risk

Larry R. Frank, Better Financial Education

John B. Mitchell, Central Michigan University

David M. Blanchett, Unified Trust Company, NA

(A2)  Asset Allocation, Human Capital, and the Demand to Hold Life Insurance in Retirement

Patrick J. Collins, Schultz Collins

Huy D. Lam, Schultz Collins

(A2)  Understanding the Shift in Demand for Cash Value Life Insurance

Barry Mulholland, Texas Tech University

Michael S. Finke, Texas Tech University

Sandra Huston, Texas Tech University

(A3)  Foreign Exchange Market Movements:  A New Look

Syed A. Hyat, Central Connecticut State University

(B2)  Defining and Measuring Risk Capacity

Shawn Brayman, PlanPlus Inc.

(B3)  Foreign Exchange Effects and Share Prices

Arnold L. Redman, The University of Tennessee at Martin

Nell S. Gullett, The University of Tennessee at Martin

Ryan Stover, Ameriprise Financial

(B4)  The Influence of Gender and Race on the Social Security Early Retirement Decision for Single Individuals

Diane Scott Docking, Northern Illinois University

Richard Fortin, New Mexico State University

Stuart Michelson, Stetson University

(C3)  Which Small Business Owner-Manager Households are Financially Vulnerable?

HoJun Ji, The Ohio State University

Sherman D. Hanna, The Ohio State University

(D1)  Do Two Negatives Make Good News or Worse News? Extending Textual Analysis of Corporate Disclosures beyond Counting Words

Miranda Lam, Salem State University

Jim Morriss, Black Dog Research

(D2)  Risks and Opportunities of Inverse ETFs for Long Term Investors

James A. DiLellio, Pepperdine University

Darrol J. Stanley, Pepperdine University

Rick Hesse, Pepperdine University

(D4)  How Mad is Mad Money: Jim Cramer as a Stock Picker and Portfolio Manager

Paul J. Bolster, Northeastern University

Emery A. Trahan, Northeastern University

Anand Venkateswaran, Northeastern University

(D4)  Consumer Optimism and Saving Behavior

Han Na Lim, The Ohio State University

Sherman D. Hanna, The Ohio State University

(D5)  Long-Run Returns for Retirement Portfolios: New Evidence

Charles Rayhorn, Northern Michigan University

Kenneth Janson, Northern Michigan University

(D5)  Which Retirement Investment Vehicle Generates the Greatest Return?

John Aulerich, West Liberty University

(E1)  Re-Examination of Exchange Rate Determinants using Non-Parity Factors

Catherine S. F. Ho, University of Technology MARA

M. Ariff, Bond University

(E1)  Focusing on Communication:  CEO Letters of Securities Brokerage Firms in Times of Financial Market Distress

Lorene Hiris, Long Island University

Gina Poncini, University of Milan

(E3)  Factors Associated with Ownership in Small Business Retirement Plans

Hyrum L. Smith, Virginia Tech

Lukas R. Dean, William Paterson University

Jacob P. Sybrowsky, Utah Valley University

(F1)  Efficiency Measurement and Determinants of Indonesia Bank Efficiency

Viverita, Bond University

Mohamed Ariff, Bond University

(F2)  The Relation between Internet Use and Financial Planner Use for Savings and Investment Decisions

Jiyeon Son, The Ohio State University

Sherman D. Hanna, The Ohio State University

(G1)  Financial Planning Unique with a Faith Based Initiative

Flora Williams, Purdue University

(G3)  Universal Life Insurance Duration Measures

Peter Alonzi, Dominican University

David R Lange, Auburn University Montgomery

Betty J. Simkins,  Oklahoma State University

(G3)  The Determinants of Planned Retirement Age

Lishu Zhang, Ohio State University

Sherman D. Hanna, Ohio State University

(H2)  Ethnicity and Retirement Wealth

Michael J. Naylor, Massey University

Fialupe Lotoala, Massey University